Retails Finance

We come to your financial rescue

The term “retail finance” encompasses a wide range of practices that all boil down to the same thing: providing consumers with access to credit before the product is even delivered. Therefore, instead of needing to pay the full price before obtaining their things, customers can take the item home before it is paid for (either in part or in full). It’s sort of like offering an alternative to credit cards. Retail financing is frequently referred to as “point-of-sale financing” or “PoS finance.”

There are various sorts of retail financing, and the type employed depends on the industry and product. “Buy now, pay later” systems are particularly popular in the fashion industry and for transactions of lower value. In contrast, a couch or a car is more likely to be offered with an interest-free loan that requires monthly payments.